The statement warned consumers about various problems that arise with Bitcoin. For example, if someone forgot their private key and locked themselves out of their wallet, their money would be lost forever because they are the only person with access. This can be very harmful for the user, but it is a benefit for the bitcoin market. Since there is a limit to the number of bitcoins in circulation, bitcoins that have become dormant increase the value of bitcoins currently on the market. Furthermore, the EBA warns of hackers and a lack of regulation. If bitcoin were to collapse, everyone would lose their money